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Geography of Financial Inclusion for Women
Knowledge Survey

Geography of Financial Inclusion for Women

Financial inclusion for women refers to ensuring that women have access to and can effectively use financial services such as bank accounts, savings, credit, insurance, and digital payment systems. It is an important step toward women’s economic empowerment and financial independence. Greater financial inclusion enables women to improve their livelihoods, make informed financial decisions, and contribute to overall economic development. This questionnaire seeks to understand women’s awareness of, access to, and use of financial services.

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1) Age
2) Highest level of education completed
3) Employment Status
4) If employed, please indicate the nature of Employment
5) Which of the financial services do you currently have access to
6) How easy is it for you to access and use banking and financial services?
7) How frequently do you use banking or digital payment services for financial transactions?
8) To what extent do you regularly save money from your personal income or household resources?
9) Which of the following savings or investment instruments do you currently use?
10) Are you currently a beneficiary of any government financial inclusion or social welfare scheme?
11) Have you ever experienced financial fraud, such as unauthorized transactions, scams, or misleading financial schemes?
12) Who primarily makes financial decisions in your household regarding savings, investments, borrowing, and major expenditures?
13) To what extent are you involved in household financial decision-making?
14) Please indicate your level of agreement with the following statement: “Education, social influences, and gender-based financial barriers significantly affect women’s access to financial opportunities in contemporary India”.
15) Have you ever received any formal or informal training related to financial literacy, personal finance, or money management?
16) If yes, please indicate the source
17) What challenges, if any, limit your ability to independently access and use financial services?
18) Overall, how financially empowered do you consider yourself?
19) How confident are you in managing your personal finances?
20) In your opinion, has access to financial services improved your economic independence?

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